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Bank of Canada reduces policy rate by 50 basis points to 3.25%
The Bank of Canada has announced it’s final reduction in its policy interest rate this year, cutting it by 50 basis points! Getting closer to the 2% target.
Here’s a breakdown of the rationale behind this decision and its potential impacts:
What does this mean?
- Lower interest rates are starting to stimulate housing activity, signalling a busy Spring market ahead!!
- Lower interest rates are good news for variable-rate mortgage holders and those considering refinancing or new financing options.
The next rate decision is January 29, 2025!
Lisa Nicole
Taking You From One Stage To The Next
📲 778-554-9289
📧 lisa.nicole@century21.ca
Selling Your Home? Avoid These 3 Common Mistakes! 🚫🏡
Mistake 2: Neglecting Home Presentation
Mistake 3: Inadequate Marketing
Ready to list? Contact me today ☺️
Lisa Nicole
Taking You From One Stage To The Next
📲 778-554-9289
📧 lisa.nicole@century21.ca
Masters Diamond, Top Producer & Awards of Excellence OH MY!
When I first started my real estate career I gave up EVERYTHING. I gave up all my money makers to dive head first into this. I knew if I didn’t dedicate everything I had from the beginning I wouldn’t succeed. To this day, I constantly dedicate myself to my clients, educating myself and keeping up with marketing techniques. I truly love it, I really do 🥹🙏🏻
Thank you to my clients of course, and Century 21 Canada for these awards for the last quarter, month of December and entire 2023!
Masters Diamond 2023 – Minimum $ 207,000 GCC or 47 award units
Top Producer in December by Units
Lisa Nicole
Taking You From One Stage To The Next
📲 778-554-9289
📧 lisa.nicole@century21.ca
HIRE A REALTOR®!
Thanks for stopping by my site and here’s why you need a me by YOUR side:
778-554-9289
lisa.nicole@century21.ca4 Things To Know When Buying A Home
1. The days on the market is a valuable indicator of whether or not you can offer lower, or not. If somethings been on the market for 40+ days, the Seller is most likely motivated and willing to take a lower offer.
2. Don’t try to time the market. It’s wildly unpredictable. No one can absolutely say what is going to happen. Historical data indicates that while it fluctuates, it continues to go up.
3. Don’t forget to have money set aside for closing costs: Your lawyer or notary, home inspection, septic inspection, moving costs and more!
4. These are legal contracts! There are many legalities that you want to make sure you’re protected! Get yourself a REALTOR® to guide you 🙋🏼♀️
Lisa Nicole
Taking You From One Stage To The Next
778-554-9289
lisa.nicole@century21.ca
October Market Update
Hello!
Here’s a recap on the October market update!
Residential real estate market sales are below average for October in the Kootenay region as high interest rates continue to dampen market activity. At the same time, the average price in Trail has come up a tiny bit! Despite high demand we will see a seasonal slowdown is in the forecast. Although sales activity is trending below average within the Kootenay/Boundary region, it is still one of the more affordable markets in the province!
Lisa Nicole
Taking You From One Stage To The Next
📲 778-554-9289
📧 lisa.nicole@century21.ca
Experience Trail, BC
Trail, BC, nestled in the heart of the West Kootenay’s, is a remarkable place to call home. With its breathtaking natural beauty, strong sense of community, thriving job market, top-notch education and healthcare facilities, and an abundance of recreational opportunities, Trail, BC, truly has it all. Here are 5 key reasons why living in Trail is nothing short of amazing.
1. Embrace a Close-Knit Trail Community
Trail is renowned for its close-knit and welcoming community. Here, you’ll quickly find a sense of belonging as you become part of this warm-hearted city. Engage in diverse cultural events, festivals, and local gatherings that offer ample opportunities to connect with your neighbours. Whether you’re new to the area or a longtime resident, Trail’s community spirit will make you feel right at home. Make sure you catch a Trail Smoke Eaters game to see what I mean!
2. Prosperous Career Opportunities in Trail, BC
Trail enjoys a robust and diverse economy with industries spanning mining, forestry, healthcare, and education. Teck Trail Operations, a globally recognized company, offers numerous employment prospects. Additionally, the city actively promotes small businesses, fostering a dynamic job market. The stability and diversity of Trail’s economy make it an ideal place to build a rewarding career.
3. Top-Tier Education and Healthcare Facilities
For families, Trail offers exceptional education and healthcare facilities. School District No. 20 (Kootenay-Columbia) has 11 schools enrolling approximately 4,000 students, serves several communities, including Castlegar, Fruitvale, Robson, Rossland, and Trail. With its four-season recreational opportunities, safe communities, reasonable cost of living, friendly rural atmosphere and local post-secondary options (Selkirk College), the Kootenay-Columbia region of British Columbia is the perfect place to work and play.
The Kootenay Boundary Regional Hospital ensures that residents have access to excellent healthcare services by providing core medical and surgical specialty services to patients throughout its service area.
Located in Trail, between Grand Forks and Nelson, KBRH offers services including core physician specialties, 24 hour emergency and trauma services, Level 2 laboratory, acute and obstetrical care, psychiatry, and chemotherapy.
4. Abundant Recreational Opportunities in Trail, BC
Trail is a haven for outdoor enthusiasts of all kinds. With easy access to hiking trails, golf courses, skiing resorts, and the Columbia River, the possibilities for outdoor recreation are endless. Some places to check out are:
Golfing: Redstone Golf Resort, Birchbank Golf, Champion Lakes Golf
Skiing: Red Mountain Resort, Salmo Ski Hill and White Water Ski Resort in Nelson.
Hiking: I’m a hiking enthusiast and I’ve created a list HERE on my Instagram account.
Snowshoeing: Same thing, click HERE for some of my faves.
In conclusion, Trail offers an exceptional quality of life. Its stunning natural surroundings, close-knit com
munity, thriving job market, outstanding education and healthcare options, and a wealth of recreational activities make it an ideal place to call home. If you’re thinking about a move to Trail, you’ll find a welcoming and vibrant place to call home.
Lisa Nicole
Taking You From One Stage To The Next
📲 778-554-9289
📧 lisa.nicole@century21.ca
Frequently Asked Buyer Questions!
Here are a few frequently asked buyer questions! Reach out to get more in depth with any of this!
Contact me 😁
C: 778-554-9289
E: lisa.nicole@century21.ca
My Million Dollar Listing 😍
Luxury living meets Kootenay lifestyle in this recently
renovated 5-bedroom 4-bathroom home, spanning 4600 square feet.
816 Columbia Road, Castlegar | $1,100,000 | MLS® 2470416
Each room has unique and trendy design features, including custom carpentry and new light fixtures. As you enter through thegrand entrance, the large, open and bright living space welcomes you. The kitchen is complete with quartz counters, ceramic tile, high-end appliances and open shelves. The generously sized island with four bar stools is perfect for entertaining guests. The dining nook, surrounded by windows features a custom built-in bench.
This level includes three bedrooms, three bathrooms, a laundry room and room for a secondary seating area or home office. The mudroom connects to the 24X22 garage and leads through the laundry and a half bath before entering the kitchen. The master bedroom is modern and chic with floral wallpaper, updated lighting, French doors, a walk-in closet and an ensuite waiting for your finishing touches. The main bathroom on this level has updated dual sinks, mirrors and lighting.
Head downstairs to discover fully curated spaces, including a gym, charming sewing area, plenty of roomfor entertaining and playing pool, and a full bathroom. The entire space has been completely painted, giving it a fresh and clean look.
Set back from the road with a long driveway that provides privacy and situated on a flat 1.3-acre lot surrounded by the forest and just five minutes from town.
This home truly has the wow factor. You’ve got to come see it for yourself! Give me a call today to schedule a viewing!
– Lisa Nicole – 778-554-9289 – lisa.nicole@century21.ca
2 Selling Secrets: 1 major, 1 minor.
Here are two selling secrets! One is major, and the other is minor, although I still think the “minor” is very important!
Major tip: PRICE IT RIGHT. Find out what your home is worth, then shave 15 to 20 percent off the price. You’ll be stampeded by buyers with multiple bids — even in the worst markets — and they’ll bid up the price over what it’s worth. It takes real courage and most sellers just don’t want to risk it, but it’s the single best strategy to sell a home in today’s market.
Minor tip: HALF-EMPTY CLOSETS! Storage is something every buyer is looking for and can never have enough of. Take half the stuff out of your closets then neatly organize what’s left in there. Buyers will snoop, so be sure to keep all your closets and cabinets clean and tidy.
Not sure where to start? Reach out so I can help you!
Lisa Nicole
Taking You From One Stage To The Next
C: 778-554-9289
E: lisa.nicole@c21.ca
W: lisanicolerealestate.com
